Frequently Asked Questions
How would I benefit from your services?
Our portfolio management services are designed to capture greater upside with less downside. You will also benefit from our range of products, none of which carry commissions. We don't get paid to sell you products that aren't good for you. We suggest what makes the most sense, not what pays us the most money.
Will I be able to see and access my account?
Yes. You will have 24/7 access to your account via two-factor authenticated secure login. You will also receive monthly itemized statements so you can see how your portfolio is doing at any given time.
Can you take money out of my account?
We do not (and will not ever) have cash management functionality, meaning we cannot withdraw money from your account, ever. Only you and any designated other persons/parties (accountants, lawyers, etc.) will have withdrawal access.
We do have fee billing privileges, meaning once you agree to the fee structure, fees will be debited from your account automatically (not manually by us) on a monthly basis.
What is your minimum investment amount?
We don't carry a minimum, but because we keep fees to a minimum and make ourselves extremely available to our clients, we suggest a minimum of $100,000.
What is your fee structure?
We charge an annualized flat fee of 1% of Assets Under Management (AUM). Fees are accrued and billed monthly. For example, for a $250,000 account, we will charge $2,500 annually, and would bill approximately $208 per month.
For heavily managed accounts that fall outside the structure of our traditional asset management models, we charge 2% AUM fee (similar to above) and a performance-based fee of 10% on all gains, billed quarterly. For example, if the account earns a return of $10,000, we would charge $1,000 toward those gains. Please note that this is NOT a 10% fee on the account balance, but the gains only. This creates an incentive for us to find the best risk/reward profile for you while staying within your risk parameters.
Performance fees may be waived partially or fully at our sole discretion.
Can I invest using an IRA or other retirement vehicle?
In short, yes. An IRA can easily be transferred to our custodian (Interactive Brokers, LLC) with a simple form, which we will pre-fill for you at your request. Other vehicles (401(k), etc.) can typically be converted or transferred without issue. Please contact us to ensure we can help.
How safe is my money?
Your money is held by Interactive Brokers, LLC, one of the more conservative custodians available. You can read about their policies and safeguards here.
How safe is this investment strategy?
Our portfolio management services are safer than the plans into which most asset managers will place you. Rather than excessive exposure to volatile equity markets to find returns, we prefer to use more conservative markets and use yield tools to enhance returns. We aim for similar returns with less risk or excess returns with similar risk. Controlling risk is the number one factor in determining long term gains.
Do you have an office I can visit?
No. We are a digital-only firm. Our records are digital, our systems are digital, and our offices are remote, allowing our teams to work from the comfort of their homes. We believe this leads to happier team members and a better work-life balance. It also allows us to cut fees and run a debt-free business since we have very little overhead.
We understand it may be a concern to some that we do not have a brick-and-mortar location to visit. Please remember that this doesn't mean we don't have real humans to help you. We answer the phone, and we are happy to video-conference with you at any time. Looking an asset manager in the eyes to gauge whether someone should be trusted is an important part of human instinct, and we understand that.
Is your firm registered and legitimate?
Yes. Our firm is registered with FINRA. You can find us on FINRA's broker check website here. Our firm's CRD# is 6840541
How do I get started?
The first step is to let us know you are interested. You may book a 15 minute phone call with us using this link. While you're waiting for your phone call, you can fill out our investor questionnaire to help us get a better picture of risk tolerance and flesh out your account preferences. This will help with the initial phone call as well.
What does a typical session look like?
For most sessions, clients will have a particular topic or set of questions they would like to address, and we will spend time addressing those questions.
In the event that a client wants generalized coaching, we will do a bit of exploration to find gaps and begin to fill them in.
Is there a hard time limit?
In most cases, no. If you'd like to continue talking, we will simply bill you at the hourly rate. At times, scheduling logistics will prevent an extended session.
Can I book a session with a friend/group?
Sure. Please let us know if there will be more than 2 people on the call so we can adjust the meeting options accordingly.
What if I need to cancel?
Cancellations due to emergencies and other unforeseen events are not a problem. Please don't abuse this policy. If we feel that you are not being respectful of our time, we will terminate the relationship.
What payment methods are accepted?
We accept all major credit cards through Paypal. If you prefer to send a check, that's just fine, albeit slower.
How qualified are you to coach traders?
The consultant (Matt Williamson) has successfully guided many traders to profitability for years. Additionally, he teaches live to thousands of retail traders on a daily basis. His background and methods involve a heavy focus on quantitative trading, options and analytics, and technical analysis (chart reading).